Need a new furnace?  Want to repair your leaky roof?  Upgrade a bathroom or kitchen?  Paint your house?  Home HeadQuarters can help with all of these projects and more!

A home and/or energy improvement loan from Home HeadQuarters can help increase the value of your home and make it more livable, safe and energy efficient.

Home HeadQuarters offers two main programs to meet all of your affordable home improvement needs.*

Simply click on either of the links below to apply online today.

FlexFund Home Improvement Loan
Get the benefits of a Home Equity Loan without the Home Equity! This loan is ideal for new homeowners who either lack equity in their home or fall just below bank credit requirements. This no hassle, low 7.99% fixed interest rate (APR- Annual Percentage Rate 8.603%), quick loan is perfect for minor to moderate home repair or renovation.   Click here for more program details.

NYSERDA Energy Loan & Grant
This loan program is specifically targeted to make your home more energy efficient. NYSERDA Energy Loans “buy down” your standard interest rate of 7.99% to 3.99% (APR-Annual Percentage Rate 4.571%) for eligible energy improvements! Based on your household income, you may also be eligible to receive a grant of up to $5,000, which must be matched with a loan.   Click here for more program details.

* Best Program for You
There may be other programs available depending on your household income and/or the neighborhood in which you live.  Home HeadQuarters will always work to place you in the best possible program and will notify you should a different program be available to you.