Buying Your Home

HHQ offers down payment and closing cost assistance and first mortgage loans to qualified first-time buyers. We also provide flexible capital to investors interested in acquiring and rehabilitating vacant and/or foreclosed properties for affordable rental housing.

Down Payment & Closing Costs Assistance

HHQ offers up to $3,000 to help cover down payment and closing costs to qualified first-time buyers purchasing a home in the City of Syracuse and CNY.

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First Mortgages

Are you a first-time, low- to moderate-income homebuyer looking for a flexible, affordable mortgage to purchase a home in the City of Syracuse or CNY?

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Investor Financing

HHQ can provide flexible financing to qualified investors who are interested in purchasing and rehabilitating vacant and/or foreclosed homes for affordable rental housing.

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Shayla, a Syracuse native with two daughters, is a self-employed hairdresser who first heard about HHQ when her best friend purchased a property  HHQ had redeveloped on Kennedy Street. When Shayla decided to start looking for a home for her own family, she registered for HHQ’s Home Buyer Education Course and began the process of building her credit and saving for a downpayment. 
Finding a home in the City that Shayla could afford but that wasn’t a fixer upper was a challenge. She toured many homes but none met both her needs and her budget. After noticing construction right around the corner from her parent’s home on E. Fayette Street, she got in touch CNY Affordable Realty, a non-profit real estate affiliate of HHQ’s. Shayla viewed the property while it was still under construction and knew it would be a great fit for her family. The bungalow had 3 bedrooms, 2 baths, a great back yard, and would be maintenance free for years to come. It offered her the lifestyle, security, and peace of mind she was looking for while also providing a solid investment that afforded her the opportunity to build equity and hopefully one day have something to pass onto her kids.

Affordable Homes For Sale

View homes currently for sale through HHQ’s non-profit affiliate CNY Affordable Realty. Learn more.