Improving Your Home

Home HeadQuarters can help homeowners make necessary home repairs and home improvements that help increase the value of their property and make it more livable, safe, and energy efficient. Qualifying home improvements include, but are not limited to:

  • Roof Repair or Replacement
  • Exterior Painting
  • Step Replacement
  • Porch Repair
  • Window Replacement
  • Exterior Door Replacement
  • Sidewalk Replacement
  • Driveway Repair
  • Fence
  • Furnace or Hot Water Heater Replacement
  • Electrical or Plumping Repairs
  • Limited Code Violations
  • Health and Safety Issues

 

Home Improvement Loans & Grants

S.H.A.R.P. (City of Syracuse)

S.H.A.R.P. provides home improvement grants of up to $1,000 for minor exterior home repairs for homeowners who meet income eligibility (80% or below HUD Income Guidelines).  Homeowners must contribute $100 of their own funds to the overall home improvement project cost and must be current on their property taxes and water bills.  Applications are available at Home HeadQuarters on a first-come, first-served basis. This limited home improvement grant program launches in the spring of each year and is made possible through the City of Syracuse CDBG program.

All of the funding for this program has been allocated at this time. We anticipate that the program will be funded again in Spring of 2017. We will reopen the program as soon as funding is available and encourage you to apply at that time.


Urgent Care (City of Syracuse)

Loans of up to $20,000 for emergency home repair are available to homeowners in the City of Syracuse.  Emergency repairs include leaking roofs, sewage backup, broken furnaces, code violations and other life/safety issues.  Homeowners must meet income eligibility guidelines (80% or below HUD income limits).  Portions of this loan may be permanently deferred on a sliding scale based on household income.  This limited program is made possible through the City of Syracuse CDBG program.

All of the funding for this program has been allocated at this time. We anticipate that the program will be funded again in Spring of 2017. We will reopen the program as soon as funding is available and encourage you to apply at that time.


FlexFund Home Improvement

Home improvement loans of up to $20,000 for general home repairs and energy related home improvements for homeowners throughout Central New York that are unable to borrow from traditional lenders due to a lack of home equity.  Home improvement loans are available at a 4.24% interest rate (5.246% APR)* for a term of seven years.

*Assumes a loan of $15,614 with a term of 7 years. Interest rate subject to change – call for current terms


Onondaga County Neighborhood Initiative

Onondaga County is partnering with Home HeadQuarters, Inc. to offer a 1% home improvement loan for exterior home repairs in targeted neighborhoods throughout the County. Homeowners can borrow up to $10,000 for 7 years.

Qualifying Neighborhoods

In partnership with Onondaga County, Home HeadQuarters has identified select neighborhoods throughout the County that will be eligible for this low-interest home improvement loan. These neighborhoods include Strathmore, Elmwood, North and South Valley in the City of Syracuse, Mattydale in the Town of Salina, Villages of North Syracuse and East Syracuse and a portion of Cicero.  Click to enlarge the maps below to see qualifying neighborhoods.

Qualifying Exterior Home Repairs

  • Roof Repair or Replacement
  • Exterior Painting 
  • Step Replacement 
  • Porch Repair 
  • Window Replacement
  • Exterior Door Replacement
  • Sidewalk Replacement 
  • Driveway Repair 
  • Fence

Frequently Asked Questions

Information about the ins and outs of existing HHQ loans.