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The Freddie Mac CreditSmart® Workshop

CreditSmart® is a classroom workshop designed to help you build and maintain better credit, make sound financial decisions, and understand the steps to sustainable homeownership. This program has helped countless individuals to improve their own financial situation. Contact us today to learn how CreditSmart workshops can help you reach your financial and homeownership goals.

To learn more, look at our calendar of classes or call 315.474.1939 x 6682.

Credit Building Program

Looking to build your credit? Once you attend the CreditSmart Workshop, you'll have the opportunity to participate in a program in which you'll receive one-on-one credit counseling with a counselor at the HomeOwnership Center, and you'll receive access to credit building programs and financial resources to get you on track to your credit building goals! Participants will receive counseling tailored to their specific credit building needs. Potential services include:

  • Support opening a bank account
  • Access to credit building loans
  • Deposit assistance for a secured credit card
  • Budgeting support
  • Debt consolidation tactical support
  • Timeline for mortgage-ready credit

To learn more about this program and how you can participate, call 315.474.1939 x 6655