IMPROVING YOUR HOME

FLEXFUND | ONONDAGA COUNTY NEIGHBORHOOD INITIATIVE | SHARP | URGENT CARE

Depending on your hosehold income and the neighborhood in which you live, there may be programs available which offer low interest rates or a grant component. No matter which program you apply for, Home HeadQuarters will always work to place you in the best possible program.

 

FLEXFUND LOAN PROGRAM

FlexFund provides homeowners throughout Central New York with loans of up to $20,000 for home repairs or energy efficiency-related improvements.

Program Details

  • Offers loans of up to $20,000
  • The loans currently have a 4.24% fixed interest rate, and are payable over 7 years.
  • No home equity required, no income eligibility requirements, and no upfront costs.
  • Homeowner chooses the contractor.
  • Available for homeowners thoughout Central & Upstate New York.
 
 

ONONDAGA COUNTY NEIGHBORHOOD INITIATIVE

Onondaga County Neighborhood Initiative offers homeowners in targeted neighborhoods loans of up to $10,000 at 1% interest, payable over 7 years. The loans can be used for exterior home improvements. This program is offered through a partnership between Home HeadQuarters and Onondaga County.

Eligible Repairs

 

Roof Repair or Replacement
Exterior Painting
Step Replacement
Porch Repair
Window Replacement

Exterior Door Replacement
Sidewalk Replacement
Driveway Repair
Fence Installation or Repair

 
 
 

SHARP

SHARP provides income-eligible homeowners with grants of up to $1,000 for minor exterior home repairs. This program is made possible through the City of Syracuse.

Program Details

  • Projects must address exterior home repairs, such as: window repair/replacement, exterior door repair/replacement, fence repair, driveway sealing/repair.
  • Homewners must contribute $100 of their own funds to the overall home improvement project.

Eligibility Requirements

  • You must own your house in the City of Syracuse.
  • Your houshold must earn less than 80% of HUD median income guidelines (based on family size).
  • Your property taxes and water bills must be current.
  • The home must be your primary residence.

All of the funding for this program has been allocated at this time. Applications and additional information will become available again in Spring of 2017. Please check back soon!


URGENT CARE PROGRAM

The Urgent Care program provides income-eligible homeowners with loans of up to $20,000 for emergency home repairs. The loans may only require partial payback depending on income.

Program Details

  • Income-eligible homeowners may receive part of the loan as a grant. If you qualify, you will only have to pay back a portion of the repair costs.
  • The portion of the loan that you have to pay back has a 4.24% fixed interest rate.

Eligibility Requirements

  • You must own your house in the City of Syracuse.
  • Your repairs must be an emergency, including: leaking roofs, sewage backup, broken furnaces, code violations, and other life/safety issues.
  • Your household must earn less than 80% of HUD median income guidelines (based on family size).
  • Your property taxes, water bill, and mortgage must be current.
  • The home must be your primary residence.

All of the funding for this program has been allocated at this time. Applications and additional information will become available again in Spring of 2017. Please check back soon!

 
 

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