So far, the state has committed $100.2 million for 15 projects approved by the state’s Homes and Community Renewal agency, which runs the program. Home HeadQuarters, a Syracuse non-profit that promotes home ownership, is approved to build 40 houses in Syracuse and is part of that $100 million.

The county is providing $280,000 for the Home HeadQuarters projects through the Onondaga County Housing Initiative Program, known as O-CHIP, which McMahon initiated last year with approval from the legislature. The nonprofit expects the new housing to cost $22.7 million.

Kerry Quaglia, the CEO of Home HeadQuarters, said his agency targets minority and low-income borrowers in the city because those groups are consistently under-served by most banks, mortgage companies and other traditional lenders.