Free, 2-hour informational workshop will help you know what to expect and how to avoid, if possible, foreclosure action against you including:

• Filing a hardship application
• Settlement Conferences
• How to work with your Bank
• Filing a Pro Se Answer

and more. After attending a workshop, you can schedule a one-on-one joint consult with a foreclosure prevention counselor and attorney. Pre-registration is required by calling (315) 474-1939 or visiting www.homehq.org.