You can't control the weather, but you can prevent costly weather-related damage to your home

Homeowners in Kings & Queens Counties may be eligible for up to $50,000 in a 50/50 Loan/Grant to undertake flood mitigation measures and other climate-ready improvements to their homes.

PROGRAM DETAILS AND ELIGIBILITY

  • Up to $50,000 in a combination low-interest loan with matching grant for flood mitigation and energy efficiency and electrification improvements (main structure of the home only)

  • Loans are at a 1% simple interest rate and are payable over 5-10 years

  • Grant portion, of up to $25,000, is considered a deferred loan through the term of the loan and forgiven once the terms of the loan are satisfied

  • Homes located in Extreme Risk Areas, Floodways and Coastal Erosion Zones may not be eligible to participate and/or may require additional review

  • Homeowners choose their own properly insured and certified contractor(s)

  • Household income must be at or below 120% of HUD median income

  • No minimum credit score required

  • Primary residences only

  • Owner-occupied, 1-4 unit buildings allowed

  • Homeowner must undertake a flood mitigation measure as part of the overall home improvement. See examples of eligible flood mitigation repairs here.

Translation? If you need materials translated into another language other than Spanish or English, please contact us!

Questions?

Contact Community Development of Long Island (CDLI) at (516) 206-3383 or ResiliencyInfo@cdcli.org / www.cdcli.org or info@homehq.org or toll free at 833-DRY-WARM (833-379-9276).

The Kings & Queens Counties NYS Resilient Retrofits 50/50 Loan/Grant Fund is administered by Home HeadQuarters with assistance from Community Development Long Island (CDLI) and made possible with funding from NYS Homes and Community Renewal.